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How can you protect your family and yourself from the devastating affectives of an extended illiness?

This is something I feel very strongly about. I normally tell folks to prioritize their planning. If a person can plan for every possible situation it is wonderful, but for many such a comprehensive plan is impossible. If you can't plan for the absolute worst that could happen, could you plan for the things that are most likely to happen? Do you know which situations are more like to happen to you and your family? I'll give you an important hint. The situatation that are most likely to happen to you and your family are not a $90,000 per year skilled nursing home stay. Many times, the most devastating consequences are not financial. Listen to David set the record straight about long- term care and the things that are most likely to affect your family.